Better
Solvency
Income
Livelihoods
We strive to offer our clients transparent alternative financial opportunities that are confined in the current regulatory compliance constraints.
About Us
Mission Statement:
We strive to offer our clients transparent alternative financial opportunities that are confined in the current regulatory compliance constraints.
Vision Statement:
We hope to change the current financial system so that the global south and the global north have equal access to the global financial system.
Core Principles:
- The financial interest of the client is always supreme.
- Use all our available resources and assets to solve the clients' needs.
- Always find a legal and sustainable financial solution to the client's monetary problem.
32 Years
of Experiences
Our History:
Founded in 2021 by a Financial Expert named; Mikael Yrjö-Koskinen who is a grandchild of Baron Yrjö Sakari Yrjö-Koskinen a former member of the Finish senate, HYK Finance AG was incorporated to offer clients transparent alternative financial opportunities that are confined in the current regulatory compliance constraints. HYK Finance AG desires to change the current financial system so that the global south and the global north have equal access to the global financial system.
HYK Finance AG identified gaps in international financial services provided. They often lack equality in opportunities availed to entities located in the global south. In that regards, HYK Finance AG has obtained an investment financial firm license to provide regulatory compliant services for global south entities that wish to access the global north financial system. HYK Finance AG specializes in client tailored objective based services that are impartial.
HYK Finance AG prioritizes the customization of our services to meet our clients’ unique needs. We provide ongoing support and financial plans that take into account the evolving financial circumstances entities located in the global south face.
Our Team:
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Mikael, Yrjö-Koskinen Chief Executive Officer Email: ceo@hykfinance.com |
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Klaus, Drobits Director for Equity Management Email: em@hykfinance.com |
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Julia, Ecker Director for Alternative Investment Advisory Email: aia@hykfinance.com |
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Johannes, Lohi Director for Fixed Income Management Email: fim@hykfinance.com |
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Andreas, Wolfgang Director for Alternative Financing Email: af@hykfinance.com |
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Tuomas, Kallio Director for Digital Assets Advisory Email: daa@hykfinance.com |
Our News
Our Services
With the advert of cryptocurrencies, the financial landscape has changed a lot. Cryptocurrencies and digital assets have brought up new opportunities that are intertwined with risks. Since cryptocurrencies lack legal tender status and central bank backing, they can be influenced by rapid market shifts. Our cryptocurrency advisory provides specialized guidance on credential verification for digital assets, tax compliance, regulatory rules, asset valuation, and risk management. This section of our firm is under the leadership of Mr. Tuomas Kallio who has computer science background.
Historically, financing for high risk ventures has always been problematic. Since traditional financiers choose to finance low risk ventures that have limited returns. However, HYK Finance AG has access to various opportunities for alternative financing. We have access to individual borrowers, fund managers and offshore financial companies through our Peer to Peer (P2P) Networks that have an appetite for ventures of high risk with high returns. These financiers that are willing to accept revenue - based financing where they inject capital in exchange for a fixed percentage of ongoing gross revenues. Yet also, they can finance invoice factoring where they buy off unpaid customer invoices at a discount for immediate cash. Additionally, they can finance merchant cash advances where a client gets a cash advance repaid automatically through a percentage of daily credit card sales. Furthermore, they can issue bank instruments on behalf any client for any transaction for a commission or fee. This division is under the stewardship of Mr. Andreas Wolfgang a veteran of alternative financing for the past 32 years.
HYK Finance AG maintains an end-to-end process of structuring, tracking, and administering a client's interests and the cap table from founding to finalization. This is done by routinely handling regulatory filings and keeping a tab of the changing tax rules while putting into consideration of the valuations of the assets at hand. By managing a clients grants and vesting schedules, the portfolio results into positive growth. We keep the founders, investors, and employees fully informed of our decisions so as to build trust, align goals and reduce the risks attached with the client's portfolio. Our Equity Management division is headed by Mr. Klaus Drobits whose expertise is over 17 years in this field.
Exponential growth does not relay on traditional investments. For such unique growth opportunities, HYK Finance AG has an Alternative Investment Advisory whose sole role is to look for investment opportunities that do not fit into traditional categories like public stocks, bonds, or cash. HYK Finance AG identifies startups whose future capabilities look promising. We also look for public investment opportunities like infrastructure investments, and public services to support economic growth and social welfare whose returns exceed normal returns. Additionally, we have access to collectibles like art, wine, or vintage cars whose returns are higher than the traditional investment opportunities. This advisory is headed by Madam Julia Ecker a 24 year expert in this field.
For clients who are interested in a regular and steady income regardless of state of economy, we got you covered. HYK Finance AG has a Fixed Income Management division responsible for overseeing a portfolio of debt securities to generate steady interest income while controlling risk. We focuses on balancing predictable cash flow with capital preservation and total return. We utilize duration management, credit research, and sector allocation to out perform passive benchmarks. This division is headed by Mr. Johannes Lohi a Finish with over 28 years in traditional financial markets.
Careers
Available Opportunities:
HYK Finance AG is deeply committed to creating an environment that fosters a collaborative culture and enables employees to do their best work for our clients, form trusted relationships and grow and develop professionally. In support of this commitment, we let our employees to adopt flexible work hours consistent with business and operational needs. We believe that this approach ultimately supports our mission to deliver investment excellence to our clients and their beneficiaries over the long term.
Unfortunately, as of today, we have no job opportunities available. However, we advise you to send your curriculum vitae to cv@hykfinance.com. We shall add you to our email list, so that can receive our latest job opportunities straight to your inbox.
Internships:
Internships are a great way to explore the working world, whether you want to gain deeper insight into your field of study or explore a completely new direction. They help you gain a footing in the job market and can even lead to student jobs or permanent positions. Please send your curriculum vitae to cv@hykfinance.com so that we reply you with the available internships at HYK Finance AG.




